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              <P align=center><FONT style="BACKGROUND-COLOR: #ffffff" face=verdana,arial,helvetica,sans-serif size=2><STRONG><EM><U>Useful&nbsp;websites include:</U></EM></STRONG></FONT></P>
<P align=left><A href="http://www.calpers.ca.gov "><FONT size=1>www.calpers.ca.gov </FONT></A><FONT size=1>CalPERs</FONT></P>
<P align=left><A href="http://www.irs.gov"><FONT face=verdana,arial,helvetica,sans-serif size=1>www.irs.gov</FONT></A><FONT face=verdana,arial,helvetica,sans-serif size=1> Internal Revenue Service </FONT></P>
<P><A href="http://www.sec.gov"><FONT face=verdana,arial,helvetica,sans-serif size=1>www.sec.gov</FONT></A><FONT face=verdana,arial,helvetica,sans-serif size=1>&nbsp;Securities Exchange Commission</FONT></P>
<P><A href="http://www.nasd.com"><FONT face=verdana,arial,helvetica,sans-serif size=1>www.nasd.com</FONT></A><FONT face=verdana,arial,helvetica,sans-serif size=1>&nbsp;National Association of Securities Dealers</FONT></P>
<P dir=ltr><A href="http://www.ebsa.gov/"><FONT face=verdana,arial,helvetica,sans-serif size=1>www.ebsa.gov</FONT></A><FONT face=verdana,arial,helvetica,sans-serif size=1>&nbsp;Employee Benefits Security&nbsp;</FONT><FONT face=verdana,arial,helvetica,sans-serif size=1>Administration (formerly known as PBWA)</FONT></P>
<P dir=ltr><A href="http://www.fi360.com/"><FONT face=verdana,arial,helvetica,sans-serif size=1>www.fi360.com</FONT></A><FONT face=verdana,arial,helvetica,sans-serif size=1> Center for Fiduciary Studies</FONT></P>
<P><EM><A href="http://www.guidestar.org"><FONT face=verdana,arial,helvetica,sans-serif size=1>www.guidestar.org</FONT></A></EM><FONT face=verdana,arial,helvetica,sans-serif size=1> Guidestar - non profit database</FONT></P>
<P><A href="http://www.nyse.com"><FONT face=verdana,arial,helvetica,sans-serif size=1>www.nyse.com</FONT></A><FONT face=verdana,arial,helvetica,sans-serif size=1> New York Stock Exchange</FONT></P>
<P><A href="http://www.amex.com"><FONT face=verdana,arial,helvetica,sans-serif size=1>www.amex.com</FONT></A><FONT face=verdana,arial,helvetica,sans-serif size=1>&nbsp;American Stock Exchange</FONT></P>
<P><A href="http://www.aicpa.org"><FONT face=verdana,arial,helvetica,sans-serif size=1>www.aicpa.org</FONT></A><FONT face=verdana,arial,helvetica,sans-serif size=1> American Institute of Certified Public Accountants</FONT></P>
<P><FONT face=verdana,arial,helvetica,sans-serif color=#008000 size=1><A href="http://www.caag.state.ca.us">www.caag.<B>state</B>.ca.us</A></FONT><FONT face=verdana,arial,helvetica,sans-serif size=1>&nbsp; State of California -&nbsp;Attorney General</FONT></P>
<P><FONT face=verdana,arial,helvetica,sans-serif color=#008000 size=1><A href="http://www.oag.state.ny.us">www.oag.state.ny.us</A></FONT><FONT face=verdana,arial,helvetica,sans-serif size=1> State of New York -&nbsp;Attorney General</FONT></P>
<P><FONT face=verdana,arial,helvetica,sans-serif color=#008000 size=1><A href="http://www.nccusl.org">www.nccusl.org</A></FONT><FONT face=verdana,arial,helvetica,sans-serif size=1> National Conference of Commissioners on Uniform State Laws.&nbsp; The NCCUSL d</FONT><FONT face=verdana,arial,helvetica,sans-serif size=1>rafts proposals for <B>uniform</B> and model <B>laws</B> and works toward their enactment in legislatures.)&nbsp; Several relevant acts include:</FONT></P>
<UL>
<UL>
<LI><FONT face=verdana,arial,helvetica,sans-serif size=1>Uniform Prudent Investor Act (approved also by the American Bankers Association)</FONT>
<LI><FONT face=verdana,arial,helvetica,sans-serif size=1>Uniform Prudent Management of Institutional Funds Act &amp; </FONT>
<LI><FONT face=verdana,arial,helvetica,sans-serif size=1>Uniform Management of Public Employees' Retirement&nbsp;Systems Act </FONT></LI></UL></UL>
<P dir=ltr style="MARGIN-RIGHT: 0px"><FONT face=verdana,arial,helvetica,sans-serif color=#008000 size=1><A href="http://www.ali.org">www.ali.org</A></FONT><FONT face=verdana,arial,helvetica,sans-serif size=1>&nbsp;American Law Institute</FONT></P>
<P><A href="http://www.indexinvestor.com"><FONT face=verdana,arial,helvetica,sans-serif size=1>www.indexinvestor.com</FONT></A><FONT face=verdana,arial,helvetica,sans-serif size=1>&nbsp;Passive investment strategies</FONT></P>
<P><A href="http://www.ishares.com"><FONT face=verdana,arial,helvetica,sans-serif size=1>www.ishares.com</FONT></A><FONT face=verdana,arial,helvetica,sans-serif size=1>&nbsp;iShares - Exchange traded funds</FONT></P>
<P><A href="http://www.vanguard.com"><FONT face=verdana,arial,helvetica,sans-serif size=1>www.vanguard.com</FONT></A><FONT face=verdana,arial,helvetica,sans-serif size=1>&nbsp;Vanguard Investments</FONT></P>
<P><A href="http://www.ibbotson.com"><FONT face=verdana,arial,helvetica,sans-serif size=1>www.ibbotson.com</FONT></A><FONT face=verdana,arial,helvetica,sans-serif size=1>&nbsp;Ibbotson Associates - Asset Allocation tools</FONT></P>
<P><A href="http://www.cfainstitute.org"><FONT face=verdana,arial,helvetica,sans-serif size=1>www.cfainstitute.org</FONT></A><FONT face=verdana,arial,helvetica,sans-serif size=1> CFA - Institute of Chartered Financial Analysts</FONT></P>
<P><A href="http://www.forensic.org"><FONT face=verdana,arial,helvetica,sans-serif size=1>www.forensic.org</FONT></A><FONT face=verdana,arial,helvetica,sans-serif size=1> Forensic Expert Witness Association</FONT></P>
<P><FONT face=verdana,arial,helvetica,sans-serif size=1><A href="http://www.piaba.org">www.piaba.org</A> Public Investors Arbitration Bar Association</FONT></P>
<P><FONT face=verdana,arial,helvetica,sans-serif size=1><A href="http://www.nasaa.org">www.nasaa.org</A> North American&nbsp;Securities Administrators Association (US and Canada)</FONT></P>

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